In this day I bring some recommendations I found in a magazine and I found interesting to consider when making our "Shopping."
I'm not saying that the crisis is affecting us, that we should not spend it all wrong. But I will leave some lines to take caution at this point where you have to think a bit before buying more than they did a few months ago:)
Learning to wisely use your credit card and finance means learning to handle the "Passport Trust" to your needs and dreams!
Now, HOW TO CARE FOR YOUR CREDIT?
- Arm a budget that helps you organize your income and expenses.
- pay your obligations on time, to avoid unnecessary costs in interest.
- not spend now because of unsafe future income.
- Respect your previous commitments, will facilitate access to credit in the future. Check
- costs thoroughly, do not fill them with cards, personal loans, accounts ...!!!
- Avoid paying a maturity, taking new loans. Carry
- control of your monthly expenses and see which are unnecessary or could be reduced.
- Today all banks work with e-banking, daily queries to control your spending.
- Try using discount cards offered for certain purchases in premises attached and designated days.
And do not forget: The credit card must be careful to make it always helps and never a problem!
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